Newsletters
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Posted at: 4/14/2020 12:00 PM
In their Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus issued on March 22, 2020, the regulatory agencies made it clear they “…will not automatically adversely risk rate credits that are affected by COVID-19, including those considered TDRs.”
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Posted at: 3/18/2020 12:00 PM
Everyone will be impacted one way or another by COVID-19 (also referred to as the Coronavirus). Sales, which had already plateaued at most businesses, will go down and cash flow will become further strained. This will test the viability of almost all small businesses.
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Posted at: 2/21/2019 12:00 PM
By now, it's pretty much accepted that some sort of an economic downturn is coming over the next 24 months.
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Posted at: 1/16/2019 12:00 PM
By now, it's pretty much accepted that some sort of an economic downturn is coming over the next 24 months.
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Posted at: 11/14/2018 12:00 PM
TGA received an Honorable Mention Award for our article titled "How Fast Is Your Loan Portfolio Going?" at The Risk Management Association's (RMA) Annual Conference on November 6, 2018.
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Posted at: 6/13/2018 12:00 PM
We are excited to announce, that after a thorough search, TGA has subscribed to a Current Expected Credit Losses (CECL) compliant model.
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Posted at: 2/8/2018 12:00 PM
Annual reviews, as opposed to loans reviewed by your independent loan review function, are reviews conducted by the bank's internal credit team on existing loans.
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Posted at: 12/20/2017 12:00 PM
T. Gschwender & Associates, Inc. (TGA) is pleased to announce the addition of the following personnel to our team